If you want more information, click here to read our PDF – Superannuation & SMSF

Have you ever considered how you are going to retire?

Have you ever considered where that 9% of your wage is going and how it is growing?

Regardless of your age, it is never too early or too late to begin looking after your money. Visions of retirement vary from person to person and include such things as relaxing full time, travelling, pursuing a hobby and maybe even working part-time.

Retirement planning involves organising your assets and savings into plan that will meet your goals for retirement. Taking into account your needs, time-frame and goals, we at Callaughan Partners can help you to make informed decisions on a number of personalised strategies that will maximise your wealth for retirement.

We can also help you with regards to Self-Managed Super Funds (SMSF), which can give you greater flexibility, investment choice and control over your superannuation, which can lead to greater funds in retirement.*

If you would like us to review your superannuation please contact our office on 1300 300 997.

We have a upfront fixed fee billing system. Experience the difference.

How much will you need?

Brad will spend time with you working out what your financial resources are: what assets do you have that can be
used to generate an income for you; could you benefit from government assistance, and how can you make sure your income is tax effective?

Superannuation is designed to provide you with an income in retirement. For most of us it will be a major source of income.
Of course, the amount you’ve managed to save in super, along with other factors like your age, eligibility for a government pension, and how much risk you are comfortable taking with your money, will determine how much income you decide to take from super.
According to a recent survey*, a single person living a modest lifestyle will need $19,686 each year in retirement, while a couple living a comfortable lifestyle will need as much as $51,132 each year to live on.

Often we find that your super won’t give you enough to live on. If this is the case for you, your adviser will work with you to suggest strategies to help you boost your super before you retire, and to make the most of it once you do.

There are many smart ways to increase your super and other assets, and it always pays to understand your options. But the starting point is always you and your individual goals.

*Source: Westpac ASFA 2009


Brad Callaughan, Authorised Representative No. 425775 and Callaughan Partners Financial Pty Ltd (ABN 28 159 428 163), Corporate Authorised Representative No. 425775 of InterPrac Financial Planning Pty Ltd (AFSL 246638).

Bradley Callaughan FSG Part 2 Adviser Profile v11.0 03 Sep 2020